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thedrifter
10-21-03, 11:27 AM
A Question of Trust

LI woman's business dealings with veterans raise suspicions

By Sandra Peddie INVESTIGATIONS TEAM

October 19, 2003

Since 1998, veterans, their advocates, local law enforcement and even a congressman have complained to the Department of Veterans Affairs about a woman they say illegally charged veterans thousands of dollars to file claims and sometimes harassed them if they couldn't or wouldn't pay her.

And even though veterans have said they gave VA investigators evidence that Karen Fotiou, 39, of Miller Place, was breaking the law, federal authorities never charged her, did not warn the veteran community overall about her activities, and even helped her continue operating, Newsday has found.

"Those of us in the legal community have been screaming about her for years, and the VA didn't do a damned thing," said Felicia Pasculli, a Bay Shore attorney who advocates for veterans.

"The government is big on lip service to veterans," she said. "The reality is that they are not a priority."

While federal investigators haven't charged Fotiou, both the Suffolk and Queens district attorneys have indicted her on multiple counts of grand larceny, scheming to defraud, and impersonating an attorney in cases not involving veterans. The veterans' cases are federal and fall outside the district attorneys' jurisdictions.

Fotiou, who has a criminal record for fraud and theft, has built a successful business on Long Island and in Queens filing VA claims for veterans. Taking advantage of a federal law that discourages lawyers from filing claims because they can't legally be paid and a confusing VA bureaucracy, Fotiou charged veterans hundreds of thousands of dollars, and sometimes withheld medical records if they didn't pay her, according to records and interviews.

She collected nearly $140,000 for filing VA claims from 63 veterans from
1996 through 1999, according to office records, invoices and interviews. In addition, records show she also charged some veterans at least $50,000 for other work that they believed was being done by her as an attorney.

Fotiou and her associates recruited clients at the Veterans Affairs Medical Center in Northport. Some were seeking treatment there for emotional or mental difficulties. A number of the veterans had little or no income.
And at least five of the men from whom she collected fees were living in homeless shelters at the time, records show.

Under federal law, it is illegal to charge veterans for filing claims with the VA. Only after a claim has been denied can a certified representative charge for handling an appeal.

"It's a misdemeanor offense," said Bruce Sackman, the special agent in charge of the VA's Inspector General's regional office. He said his office investigated Fotiou, but decided her activities weren't serious enough to prosecute.

"Just imagine this," Sackman said, "in the big scheme of crimes in the U.S. Attorney's office, you're going to go in there and say you want to prosecute someone for violating [that law]? I mean, come on. You know that's going to go over like a ton of bricks.

"That federal law," he added, "goes along with hundreds of federal laws that no one has ever been prosecuted for."

However, a woman in Tacoma, Wash., was convicted in June 2002 of illegally charging veterans for filing claims, and was ordered to pay $101,000 to 26 former prisoners of war.

Asked in a later interview about the Tacoma case, Sackman said it was a first for his agency and that it came about after the Fotiou investigation.
He noted that the Fotiou case did not involve former prisoners of war, and he said he was unaware that Fotiou had handled as many claims as she has.

To confirm the details of Fotiou's activities, Newsday interviewed 23 veterans, 13 advocates, 13 former employees and associates, and numerous officials.

But in a three-hour interview, Fotiou denied she broke the law, saying she did much of her work for free and that her clients still owe her $800,000.
Fotiou said she was only trying to help people, helping them shop and setting up bank accounts for them.

"It's not a crime to care about people and want to help," she said. "I know I didn't do anything wrong."

Fotiou said an investigator from the Inspector General's office met with her several times, revised her retainer agreement and showed her how to keep operating. Though she said she couldn't recall his name, she described him as "a wonderful man."

Thomas Valery, the sole investigator based at Northport, worked on the Fotiou case. He confirmed "there was a conversation like that," but said "it was not me" who advised her. Valery, now retired, declined to say who it was. Sackman, Valery's Manhattan-based supervisor, said he was not aware of that conversation.

"To the best of my memory," he said, "she was told to cease and desist."
Joe Sledge, the VA hospital's spokesman, said he too called the Inspector General about Fotiou, but that VA officials did nothing further.

"There wasn't a whole lot anybody could do," Sledge said.

However, when one veterans service organization, Disabled American Veterans, tried to warn veterans about Fotiou by posting flyers on the grounds, VA officials told the group to take them down, said Ray Desmond, of the DAV's Long Island chapter.

Robert Schuster, director of the VA Medical Center at Northport, did not respond to requests for an interview. Sledge said he wasn't aware of the flyers, but that he would have told them to take them down because they take paint off the walls.

Targeting Her Business

Fotiou, who at her peak had offices in Patchogue, Astoria and Hicksville, bragged to clients and associates of being a "powerhouse" firm. With a bookcase full of law books, a slick Web site featuring courtroom scenes and an ad under "lawyers" in the phone book, many clients believed she was a lawyer. She is not.

In 1995, she pleaded guilty to unauthorized practice as an attorney and was placed on three years' probation. Fotiou said she pleaded guilty only because she was pregnant and tired of going to court. She also was convicted in 1986 of credit card fraud in Virginia and petty theft in 1983 in California, but Fotiou blamed both on mistaken identity.

Meanwhile, Fotiou marketed her business aggressively, bragging to veterans about her connections with the VA, and drumming up much of her business at the Northport hospital. At least three veterans were paid to recruit clients for her.

One, Joseph Hawes, a convicted drug dealer, passed out her business cards at the hospital, according to Fotiou and numerous veterans. Fotiou said she attended many programs at the VA to solicit clients.

Veterans, meanwhile, said her best recruiting spot was a medical center support group for Vietnam veterans suffering from post-traumatic stress, the most likely group to be eligible for cash awards.

That's how James Szakmary and Lewis Corn met her. Both men, Vietnam veterans, suffer from post-traumatic stress, along with other service-related injuries. Both have had trouble paying bills and, when fellow veterans at the support group recommended Fotiou, both went to her.

However, both men now say they did not learn until later that the men who recommended Fotiou were getting paid by her.

For 17 years, Szakmary worked as an air traffic controller at Kennedy Airport. Then nightmarish war memories overwhelmed him. "I started getting too many flashbacks, and I couldn't distinguish work from reality," he said.

His bosses reassigned him to crash investigations, but the bodies of the dead triggered more flashbacks. "And they had to let me go," he said quietly.

The bills piled up. By 1997, Szakmary was behind on his mortgage and on a second mortgage, as well. He had no answer on the claim he had filed with the VA five years earlier. "I needed the money," Szakmary said. "I was getting desperate."

He first met with Fotiou in November 1997. She assured him she only took on cases she could win - a claim she also made in letters to veterans.

"She really comes on like your friend," Szakmary said. But within months, he grew uneasy.

Although Fotiou was billing him monthly, he said she seemed to be doing little on his case. When he asked her to explain the monthly bills, she said she added up her monthly expenses and divided that figure among her clients.

Fotiou confirmed doing that, saying it was too time-consuming to itemize each bill.

Corn went to Fotiou and felt uneasy early on, as well. Plagued by war memories and emotionally fragile, he felt desperate for help. When he saw other veterans - including one in a Marine uniform - working in her office, though, he put his apprehensions aside.

Trouble started fairly quickly, he said. When he called her to check on his claim, she wouldn't call back. When he asked Fotiou for itemized bills, she refused to provide one, he said.

"She told me herself she would throw my records out," he said.

Fotiou made it clear, according to invoices and internal memos, that she would drop a case if monthly payments were not made, further stalling the veteran's claim. In a letter to one veteran, Fotiou said she would notify "the appropriate agencies not to proceed" until she received payment.

Fotiou had veterans sign contracts guaranteeing payment. In one, she demanded $1,500 down, 30 percent of any award and payment of all expenses related to filing the claim.

If a veteran couldn't or wouldn't pay, she sometimes became angry, according to internal records. In one memo, for instance, she wrote notations after each veteran's case. After one name she wrote, "Promised to pay. But hasn't. I'm going to throw file out the window." After Lewis Corn's name, she wrote, "Am sick of his B.S. Has never paid one dime since Oct. 96.
Plus cheated me on other work ... no more B.S."

continued.....

thedrifter
10-21-03, 11:28 AM
For a while, Corn waited, hoping for progress on his claim. "Then, she got nasty about the money," he said.

Complaints Begin

Albion Giordano, who was an advocate at Disabled American Veterans, said he first started hearing complaints about Fotiou in January 1998. Within weeks, he received "dozens of complaints."

On March 3, 1998, according to Giordano's notes, he called and complained to Sledge at the VA hospital. He said Sledge expressed his concern about what was going on in Building 63, where the post-traumatic stress support groups meet.

"She was targeting vets primarily in the psych units," said Steve Nardizzi, national service director for the Eastern Paralyzed Veterans Association. His organization also was receiving complaints, and warned the Inspector General about Fotiou in 1998.

At the time, Fotiou was not only handling veterans' claims, she was also counseling them with a company she started called Shared Solutions.

According to a company brochure, she and another veteran used "an eclectic school of reasoning which means that no one psychological point of view or school has all the answers to problem solving." Fotiou said in an interview that she was certified in a variety of therapies, as well as massage, Reikki and Eye Movement Desensitization and Reprocessing (EMDR), a therapy used to treat trauma victims. Fotiou said she learned EMDR at the VA.

Fotiou also said she holds an associate's degree in pre-law and psychology, a bachelor's in paralegal studies from St. John's University, a master's in education from Dowling College and a "Ph.SD" in psychology from the University of Southern California.

But a St. John's spokesman said Fotiou was not a graduate. A Dowling spokeswoman said Fotiou attended classes, but did not get a master's. And a USC spokeswoman said she had never heard of a Ph.SD.

Despite the complaints, business was good for Fotiou in mid-1998. Fotiou liked living well, eating out, buying jewelry and taking trips to Atlantic City and Florida, according to former employees. She bought a home in a private community in Miller Place and property in Florida, according to records.

But she had trouble paying her bills, according to her former bookkeeper, Pauline Smith. "She owed a lot of people money and never paid them, including me, by the way," Smith said.

Told that Fotiou was not a lawyer, Smith was stunned. "How do you go around telling people you're a lawyer and get away with it?" she asked.

A Helping Hand

Veterans' organizations have trained counselors to help veterans file claims. But under federal law, the counselors must pass a test to become certified.

Although records show Fotiou was representing veterans on claims, she was never certified to do so. Fotiou said an investigator from the Inspector General's office, whom she would not name, helped set her up to take the test. But she failed it.

Nonetheless, the investigator was impressed with her, she said, and came to her office several times. He helped her rewrite her retainer agreement.
In addition, she said he advised her to set up a research firm, which he said could legally charge for collecting medical records for a claim.

Records from the Inspector General's office confirm that she sent her retainer agreement to that office. Investigator Valery confirmed that Fotiou asked if setting up a research firm would suffice as a "loophole." Told it would, she formed the research firm.

State records show that Fotiou incorporated Med-Law Solutions on Jan. 5,
1999. Records also show that she continued to handle claims.

Valery said that by setting up the research firm, she got around the law and there was nothing further he could do. It's not illegal to charge for explaining the law to veterans, Valery said.

However, five lawyers who handle veterans' cases said establishing a research firm does not legalize soliciting or accepting a fee for filing a veteran's claim. Moreover, threatening to withhold medical records if payment is not made is illegal, said Sidney Siller, legal counsel to the Disabled American Veterans.

Med-Law is just one of a number of businesses Fotiou has incorporated.
Former employees say her office was often chaotic, and her mood was constantly changing. "You never really knew how she was going to be," said Janeen Whelan, a former employee.

Late in 1999, two former employees complained to the Inspector General.
They were told it was a matter for local law enforcement, according to one of them.

By 2000, two lawyers, Pasculli and Debra Eisler, were complaining to hospital officials and the Inspector General about Fotiou. Both said VA officials and Valery were unresponsive.

"I was banging my head against the wall trying to get someone to listen to me, and no one would listen," said Eisler, who represented a dead veteran's family.

The VA did tell her, she said, that Fotiou's name "popped up all over the place."

Records confirm that Eisler complained to both the Inspector General and the New York State Grievance Committee of the Bar Association.

In June 2000, the Suffolk district attorney's office referred a veteran's complaint to the Inspector General's office. County prosecutors made clear that the veteran "met subject through the Veterans Administration,"
according to records.

Just how the Inspector General handled it is unclear because that office blacked out the line on the form explaining what happened. Officials said they cut numerous details for privacy reasons.

Corn, meanwhile, had grown tired of waiting for word on his claim and had sought help from a state veterans' counselor, who succeeded in getting Corn's injuries deemed 100 percent service-related. That meant he would receive a large check.

"Two weeks after I got my check, she [Fotiou] showed up at my door with ... [several men]," Corn said.

At the time, Corn was living at the home of his 77-year-old mother in Shirley. He had gone out; and when he returned, he found his mother "in a panic," because Fotiou had shown up at 230 a.m. with her husband John and two other men.

Corn said that as John Fotiou approached, he said, "You have to pay us."

Corn called a friend and fellow veteran, Richard Jones, who went over to the house. Jones confirmed that Fotiou had shown up with several men to demand money.

Corn also called the police.

A Suffolk County police report, dated May 20, 2001, confirms the dispute.
Fotiou said Corn had invited her and two fellow veterans, Robert Kirk and Wayne Ithier over for beers, and that there was no dispute.

However, Wayne Ithier said he was not there that night.

Corn said Fotiou followed up her visit by leaving threatening messages at the homes of his mother and girlfriend. She demanded that he pay her $25,000 to $30,000. In one message, she said, "You do what you have to do, and I'll do what I have to do."

Corn turned the tapes over to the Suffolk County district attorney's office.

At that point, Corn said he had had enough. He and six other veterans, including Szakmary, went to the office of then-U.S. Rep. Felix Grucci to complain.

Grucci recalled that in July 2001, he met with an investigator from the Inspector General's office.

"He indicated that they couldn't do anything because she wasn't officially representing herself as an attorney," he said. "I just said that's not acceptable."

Grucci said he urged the investigator to pursue the case. He followed up with a letter, dated July 24, 2001, to the Department of Veterans Affairs.
But he did not hear of any actions taken on the case.

"I would have thought for sure they would've picked up the case and ran with it," he said.

He said he was shocked by the veterans' stories. "She was actually taking the cases and bringing them to the VA for service. To me, that's taking a step beyond research."

Valery confirmed meeting Grucci, but said he was no longer in charge of the investigation at that point. "Did the IG's office drop the ball? Yes,"
Valery said.

Around the same time, Fotiou's activities had attracted attention elsewhere. A client at Fotiou's Astoria office complained to the Queens district attorney. On April 3, 2002, Queens DA's detectives searched Fotiou's offices in Patchogue and Astoria.

In December, Fotiou was indicted in Queens on 26 counts of scheming to defraud, grand larceny and impersonating an attorney. At the same time, she was indicted on similar charges in Suffolk County.

The Suffolk district attorney's office also wrote to veterans warning them Fotiou was not an attorney. But again, Fotiou kept operating. On Jan. 16,
2003, her Patchogue office sent a letter to her clients that described her as a victim of a "corrupt investigation."

"Most ignorant people believe that the District Attorney's office is this powerful, imperious entity, when they're nothing more than police officers dressed up in their Sunday suits, and lawyers who can't get a real job in the community ... " the letter said.


continued.......

thedrifter
10-21-03, 11:29 AM
The letter concluded by quoting an unnamed client who said, "God help anyone who goes against her."

By June of this year, the Suffolk district attorney replaced the old indictment against Karen and John Fotiou, expanding charges against them to
56 counts. In July and August, there were additional charges for grand larceny and impersonating an attorney, among others. The Fotious were arrested and spent several days in the Riverhead county jail, Fotiou said.

The district attorney's charges, she said, were an attempt to sabotage her. "There's not enough murderers out there? There's not enough rapists out there? There's not enough robbers out there?"

As of last week, however, Fotiou was still in business. And she still doesn't face a single federal charge.

"I ain't going nowhere," she said.

Copyright (c) 2003, Newsday, Inc.

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This article originally appeared at http//www.newsday.com/mynews/ny-invets193499802oct19,0,4059571.story

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